Auto Insurance in Texas

It is essential to know what your coverage limits are when it comes to auto insurance. We offer various coverage options to protect your vehicle at Brooks Canon Insurance Group. Insurance is needed if you are involved in a car accident or need to show proof of it through some other means. Don't delay getting protected.

Auto Insurance Requirements

Residing in the state of Texas means that you must abide by the minimum requirements of auto insurance if you own a vehicle. While the minimum requirements are just enough to protect others and cover damages you cause, it is always wise to obtain higher limits to protect yourself and cover damages to your property. The minimum requirements for auto insurance are:

$30,000 for each person for bodily injury coverage and $60,000 for each accident
$25,000 for property damage coverage

Bodily injury will cover the costs related to injuries or death of another motorist that you caused. Property damage coverage will cover the expenses if you cause damage to another person's property, including their home or vehicle.

Auto Insurance Coverage

You may also choose higher coverage limits, including:

Uninsured/underinsured motorist protection- If you are involved in an accident with a motorist who has no insurance or not enough to cover damages, this coverage will pay for medical expenses if you are injured in an accident caused by someone else.
Comprehensive- This will cover the costs of repairing or replacing your vehicle if it has been damaged from an accident non-collision related such as vandalism or storms.
Collision- This will cover the costs of repairing or replacing your vehicle if it has been damaged by another car accident.