Motorcycle Insurance in Texas

If you own a motorcycle and reside in Texas, you need to make sure that you obtain insurance for protection. We offer various coverage options to meet your unique needs at Brooks Cannon Insurance Group. Whether you have your bike stored away or taking it on a road trip, you need always to make sure it remains protected. We offer various options to give you peace of mind every time you ride your bike.

Motorcycle Insurance Requirements

If you reside in Texas and own a motorcycle, it is legally required to obtain insurance. You must also prove your responsibility to pay for damages if you are involved in an accident. You must also meet and maintain the minimum insurance requirements for your motorcycle:

  • Bodily injury coverage for $30,000 for each person and $60,000 for each accident
  • Property damage coverage of at least $25,000

Motorcycle Insurance Coverage

The following coverage options are all available to you to obtain the maximum protection for your motorcycle:

  • Collision coverage- This will cover motorcycle damages related to an accident with another motorist.
  • Comprehensive coverage- This will cover costs associated with motorcycle damage related to an accident from things such as wind, vandalism, and flooding.
  • Medical payments- This will cover medical expenses resulting from an injury to both your passengers.
  • Uninsured/underinsured coverage- If you are involved in an accident with another motorist who does not have insurance or is underinsured, this will pay for medical expenses if the other driver is at fault.

Other coverage options you may want to consider include:

  • Motorcycle and off-road vehicle transport trailer damage
  • Lease/loan gap
  • Towing and labor
  • Optional or added equipment


To obtain a quote for motorcycle insurance, please visit Brooks Cannon Insurance Group or give our office a call. We server all of Texas.